What Is A Credit Card Security Code? – Explanation & Diagram

In this article we’re going to be discussing what exactly a credit card security code is, alongside some of the FAQs that we get asked about them.

What is a credit card security code?

A credit card security code is a three or four digit number that is printed on the front or back of your card.

The number is used to verify that you are the legitimate owner of the card, and it helps to protect against fraud,

It is also sometimes referred to as a CSC, CVV, or CVC number. You will need to provide this number when you shop online, or purchase over the phone.

When you provide your credit card number, expiration date, and CVV, the merchant can then process your transaction.

Where Can I Find My Credit Card Security Code?

The credit card security code is a three or four digit number printed on the front or back of your credit card. It is also sometimes called a CVV or CVC number.

Usually, the CSC is located on the back of a credit card (usually in the signature field). Some cards even have all 16-digits of the credit card number, others have only 4 digits, appearing before the 3 digital card security code, as shown in the examples below, with 843 being the CSC.
Example 1: 0000 1111 2222 3333 843
Example 2: 3333 843

We’ve explained below where to find the CVV or CVC number for Visa, Mastercard and AMEX.

Visa, Mastercard & Discover

For Visa and Mastercard the CVC/CVV is located on the back of the card, and is the last 3 digits displayed on the signature strip.

American Express

For American Express debit or credit cards, the CSC is the 4-digit number located on the front of the card, printed above and to the right of the credit card number.

FAQs

Why Is a Credit Card Security Code Important?

A credit card security code is important because it helps to protect your credit card from fraud. When you use your credit card, the security code helps to verify that you are the rightful owner of the card. Additionally, the security code can help to prevent someone from using your credit card without your permission.

When do you need your card’s security code?

You will need your card’s security code when making online or over-the-phone purchases. The code is used to verify that you are the owner of the card and helps to prevent fraud. The security code is typically a three or four digit number that is printed on the back of your card.

How to Find Credit Card Security Code Without the Card

There are a few ways that you can find your credit card security code without the card. One way is to look on your statement. The security code will be listed on the back of your credit card, usually in the signature area. If you can’t find it there, you can call your credit card issuer and they will be able to tell you what the code is. Another way to find the code is to look online. Most credit card issuers have their own website where you can login and view your account information. The security code should be listed there. If you still can’t find it, you can try contacting customer service for help.

Why You Should Protect Your Security Code?

There are many reasons why you should protect your security code. By keeping your code confidential, you can help prevent unauthorized access to your account and personal information. In addition, protecting your code can also help deter identity theft and other types of fraud.

Should You Ever Share Your Card Security Code?

No, you should never share your card security code with anyone. This code is used to verify your identity and protect your account information. If someone were to get ahold of this code, they could access your account and make unauthorized charges.

What Should I Do If my Security Code Is Unavailable?

If your security code is unavailable, you should contact your bank or credit card issuer to obtain a new one. You may also be able to generate a new security code by logging into your account online.

What’s the Difference between a CVV, a CVC, and a CSC?

They all actually refer to the same code, however, they vary by name or acronym depending on the credit card company. For example, Visa refers to CVV, and MasterCard uses CVC.

What happens if your credit card information is stolen?

If your credit card information is stolen, the thief may use your card to make unauthorized purchases. If you notice that your card has been used without your permission, you should contact your credit card company immediately. They will cancel your card and issue you a new one. You may also be responsible for any charges that were made before you reported the theft.

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